Account to Account Transfer
Send money in real-time to any bank/SACCO or Microfinance in Kenya, 24/7.
Pesalink Send allows you to securely transfer funds directly from your account to a recipient’s bank account.
It’s the fast, simple, and reliable way to pay anyone, anytime
Accessibility
Your customers will be able to transact on your Internet based or USSD channels
Instant
Transfers are settled in real-time and available 24/7
Interoperable
We have a network of over 90 Financial institutions.
Track & Report
Get access to transaction insights and reports
APIs Needed
XML APIs allow more flexibility but are typically heavier integration requirements
Account Validation
Validates Account Details before committing a transaction
Credit Request
Caters for the disbursement details from the originator
Payment Initiation (pain.001)
Lets a third-party initiator request the movement of funds from a debtor account to a creditor account.
Transaction Status Query
Check if your transaction was successfully completed
Documentation
Technical Guide
In-depth API reference for Account to Account payments — request/response schemas and JSON/XML payload formats.
Experience Guide
See the end-to-end instant transfer experience your customers will go through.
Test Scenarios & Responses
Pre-provisioned sandbox accounts and credentials for reproducing switch-level errors and edge cases.